St. Petersburg
Financial Advisor in St. Petersburg, FL
Personalized Wealth Management from a Local Fiduciary You Can Trust
Located in the heart of St. Petersburg, Howland & Associates provides tailored investment management and financial guidance for individuals, families, and professionals throughout the Tampa Bay area. As a locally based, independent Registered Investment Advisor (RIA), we specialize in building resilient, tax-efficient portfolios designed to grow and protect your wealth over time. Our firm has been serving clients for more than 30 years with a disciplined, research-driven approach to investing.
Why St. Petersburg Clients Choose Howland & Associates
Choosing the right financial advisor is one of the most important decisions you’ll make. Our clients in St. Petersburg trust us because we offer:
Fiduciary commitment
We act solely in your best interest
Direct access to your advisor
No call centers or layers of staff
30+ years of experience
managing portfolios through all market cycles
Tax-aware investment strategies
designed to help maximize after-tax returns
Personalized portfolios
built around your goals, risk tolerance, and timeline
Unlike large national firms, we deliver a true wealth concierge experience—where every decision is tailored to you.
Investment & Wealth Management Services in St. Petersburg
We provide comprehensive investment management services for clients throughout St. Petersburg and surrounding communities:
Portfolio Management
We provide comprehensive investment management services for clients throughout St. Petersburg and surrounding communities.
Retirement Planning
Strategies to help you transition confidently into retirement while preserving your wealth.
Tax-Efficient Investing
Every investment decision is evaluated with tax implications in mind to help reduce unnecessary liabilities.
Wealth Preservation
Focused strategies designed to protect your assets during market volatility.
A Different Kind of Financial Advisor
Many investors come to us after feeling overlooked or underserved by larger firms. At Howland & Associates, you’ll experience:
- Direct communication with decision-makers
- A long-term, disciplined investment philosophy
- A relationship built on trust, transparency, and performance
Our goal is simple:
Help you grow your wealth while minimizing unnecessary risk and taxes.
Local Expertise, Personalized Attention
Serving St. Petersburg’s Professionals, Retirees, Widows, & Business Owners
St. Petersburg is home to a diverse and growing population—from retirees enjoying the Gulf Coast lifestyle to physicians, executives, and entrepreneurs building long-term wealth.
We frequently work with clients who are:
- Preparing for retirement in St. Petersburg
- Managing inherited wealth or family trusts
- Selling a business or experiencing a liquidity event
- Looking for a more personalized alternative to large brokerage firms
Our approach is especially valuable for those seeking hands-on guidance and long-term financial clarity.
Schedule a Complimentary Portfolio Review
If you’re searching for a financial advisor in St. Petersburg, FL, we invite you to start with a conversation.
We’ll review your current portfolio, identify opportunities, and provide clear, actionable insights—at no cost or obligation.
Frequently Asked Questions
What does a fiduciary financial advisor do?
A fiduciary advisor is legally required to act in your best interest when making financial recommendations.
Do you work with retirees in St. Petersburg?
Yes, many of our clients are retirees or individuals preparing for retirement in the Tampa Bay area.
How is Howland different from other financial advisors?
We are an independent RIA offering personalized portfolios, direct advisor access, and tax-aware investment strategies.
Do you work with clients throughout St. Petersburg and Tampa Bay?
Yes. Howland and Associates works with individuals and families throughout St. Petersburg and the greater Tampa Bay area, including Clearwater, Tampa, and surrounding communities. Whether you’re local to downtown St. Petersburg or elsewhere in Pinellas County, we provide personalized financial planning and investment management tailored to your goals.
Can I meet with a financial advisor in person in St. Petersburg?
Absolutely. We offer in-person meetings for clients who prefer a face-to-face experience. Meeting in person allows us to better understand your financial goals, answer questions in real time, and build a strong, long-term relationship based on trust and transparency.
Do you offer virtual meetings for clients outside St. Petersburg?
Yes. We offer convenient virtual meetings via phone or video conferencing, making it easy to work with us whether you’re elsewhere in Florida or across the country. Many of our clients appreciate the flexibility of meeting remotely while still receiving the same high level of personalized service.
What makes your firm different from large financial institutions in St. Petersburg?
Unlike large financial institutions, Howland and Associates provides a more personalized, relationship-driven approach. As an independent firm, we are not tied to proprietary products or sales quotas. We focus on customized portfolio management, tax-aware strategies, and direct access to your advisor—so you always know who is managing your investments and acting in your best interest.